The Microbusiness Difference--The Impact Can't Be Overlooked!

A Division of Gardner Bank

www.smallbusinessbank.com

The impact of microbusinesses in America cannot be overlooked.

They're responsible for creating tremendous job growth. Just look at the numbers:

Manufacturing: 11,693,000
Professional and business services: 17,291,000
Government: 22,535,000
Trade, transportation and utilities: 24,941,000
Microbusinesses, including working owners: 26,022,720
Education and health services--including public schools and hospitals: 28,804,000

(Persons employed in microbusinesses, including working owners, compared to number of persons employed in industry sectors or super sector, U.S. May, 2011)

In addition to the jobs they create directly, microbusinesses cause a "ripple effect" that generate further employment. This can be broken down into two types--the indirect effect and the induced effect.

(The above from the Association For Enterprise Opportunity--The voice of Microbusiness).

Learn how YOUR business can be featured on our blog and promoted for FREE via our social media platforms/website by calling John at 1-855-856-0233, Ext. 114 today!

For more information about our simple and value-based micro business banking products/services visit www.smallbusinessbank.com.

Listed as one of the Top 10 Free Checking Accounts by GoBankingRates.com.

 

America's New Entrepreneur--Center Cut Doughnuts

 

 

A Division of Gardner Bank

www.smallbusinessbank.com

 

MICROBUSINESS FACTS: For newcomers, with no previous business experience and less than four years in operation, to full-timers with $50,000+ in sales and receipts--micro business owners are committed to succeeding in business. (Association for Enterprise Opportunity--The Voice of Microbusiness).

 

 

My name is Josh Kowitz.  My company that I started in early 2015 is Center Cut Doughnuts.  We are a small doughnut operation that is featured at the Hampden Farmers’ Market, a neighborhood in Baltimore, Maryland.  We create gourmet, forward-thinking doughnuts such as Brown Butter, Key Lime Pie, Lavender, & Oreo Cheesecake to name a few.  I got the idea of starting a doughnut business in Baltimore from travelling for work, and my love of doughnuts. 

 

 I would go to major cities across the country and seek out the local doughnut shops to see what they offered.  I thought my hometown, being as quirky as it is, needed a place like that.  So I took some time to perfect my yeast-raised dough until I had a consistent product, which ended up being amazing.  My co-workers told me that I could sell the doughnuts and I did.

The Farmers’ Market has been a huge success, being lauded in local publications, which I could’ve never imagined.  Every one of my customers is asking when a brick-and-mortar shop will open, and I am working towards that goal, hopefully, by the end of the year. 

My advice for any small business owners, or people looking to start one, is to not be deterred.  I had many doubters along the way, saying I had no restaurant/baking experience, but you can do things your way and make it work!  And don’t be afraid to crack some eggs.  You have to make a mess to create something beautiful and I think I have something beautiful on my hands.  Just keep pushing! 

 

At SBB--we salute Josh's courage and determination to begin his own business.

 

Learn how YOUR business can be featured on our blog and promoted for FREE via our social media platforms/website by calling John at 1-855-856-0233, Ext. 114 today! 

 

For more information about our products and services for micro business owners, visit www.smallbusinessbank.com.

 



America's Game-Changer--The Micro Business

 

www.smallbusinessbank.com
A Division of Gardner Bank

By John V.

From the work at home stylist to the IT professional doing and contracting support or programming side business--a new category of income-producing businesses are changing the face of the American economy--the micro business.

Employing from 1-5 people, including the owner, chief manager and operator, micro businesses have the potential to change the dynamics of income, wealth creation and quality of life in this country like no other business factor we have seen in decades.

With individual business owners earning $5000, $15,000 or more each year in addition to their current job incomes--these micro business owners are paving the way for realizing their American dream on the heels of a brutal recession in 2009.

Micro business growth also affects the nation's employment picture as well, and according to the American Enterprise Institute--if each of the 92% micro business owners in America hired just one person--we'd be at full employment in this country.

That's a big impact--bigger than you may think in terms of economic impact in the country.

More consumers, more taxpayers, more satisfied citizens--all a part of their piece of the American Dream--owning their own business!

At www.smallbusinessbank.com, we salute these fearless business owners (one reason we created a free business checking account and other services for them for their mobile devices) and hope our customer profiles in this blog will encourage and educate you as you build your business.

Learn how YOUR business can be featured on our blog and promoted for FREE via our social media platforms/website by calling John at 1-855-856-0233, Ext. 114 today!

Learn more about all of our services for small business owners at www.smallbusinessbank.com today.