America's New Entrepreneur--O-Scav!

A Division of Gardner Bank

www.SmallBusinessBank.com

At SmallBusinessBank.com, a division of Gardner Bank, we serve micro business customers in the wide range of their business' life-cycles, from pre-start up, to mature business company. Regardless of what stage of success you have taken your micro business to, you can count on us to share your story. This weeks story, in their own words, is 0-scav.com.

There's nothing as quintessentially human as the act of discovery. The process of finding new places and trying new things can be daunting, but exciting.

At O-Scav, we firmly believe that discovery should be fun. That's why we've created this platform so that everyone can have fun discovering new things.

The idea came to founder Gregory Sun while he was studying at the University of Chicago, which is famous for having the largest scavenger hunt in the world, Scav.

He was inspired to make it possible for anybody to make a scavenger hunt as fun as Scav was for him.

From this initial idea, he worked on implementing a scavenger hunt to help new students at the University of Chicago discover the Hyde Park Area.

He is hoping to take lessons from this hunt to create a platform for anybody to create similar hunts. Thus, O-Scav was born.

Scavenger hunts are a popular game format that can be applied to many different situations. You can use a scavenger hunt to make any event interactive.

Maybe you want to create an interactive tour guide. Our scavenger hunts can help with that.

Perhaps you want to encourage participation and engagement at your event. Our scavenger hunts can help with that.

If you are interested in making a fun game out of helping people discover you, your product, or anything else you are passionate about, contact us at explore@o-scav.com.

SmallBusinessBank.com is proud to be helping micro business customers like O-scav.com build their business dreams with simple, value-based banking solutions. Contact them at explore@o-scav.com.

Let us feature YOUR micro business on our blogsite, and get FREE promotions on social media platforms and website at www.SmallBusinessBank.com.

 

Contact  John at 1-855-856-0233, Ext. 114 today.

Listed as one of the Top 10 Free Checking Accounts by GoBankingRates.com.

 

America's New Entrepreneur--P&K Graphics

A Division of Gardner Bank

www.smallbusinessbank.com

 

 



P&K Graphics is your one-stop shop for Recognition, Personalization and Identification products. We offer a wide variety of product choices whether you are recognizing an achievement, personalizing a gift or identifying your personnel. But we are also so much more!

We also offer a full line of promotional items ranging from premium, high-end brand name items or economical giveaways.

Feel free to take a look at our full online store at: http://www.pandkgraphicsonline.com  . If there is something you’re looking for do not hesitate to give us a call or drop us an email via: pandkgraphics1@cfl.rr.com .  We have access thousands of great products ready to customize just for you!

The desire for validation is one of the deepest human needs. Everyone wants to know they are a valued member of an organization, have done an outstanding job or have achieved a certain degree of success in sports, academics, business, or any field of endeavor. Recognition fills the recipient's heart with pride, appreciation and acceptance, and the presenter's soul with gratification.

We have a very wide variety awards to choose from.  Plaques to trophies, medals to ribbons and so much more.  Check out our online store to see our full line of recognition products.

 

If you’re looking for the perfect gift for someone special (or yourself!), look no further.  Personalized gifts are the perfect way to celebrate special occasions, create new memories and to make your stuff personal and unique. P&K Graphics offers personalized items for every occasion and need. We have a wide selection of items, most of which can be ordered online and conveniently sent to you

 

The integrity and security of your badges and insignia are paramount. You need piece of mind that your insignia provider not only creates a quality product, but takes security and credentials very seriously. We have a large array of products and manufacturers to choose from.  You can even design your agency's badges online for a quote. Give us a call to discuss your agency's needs. The quality of our badges and uniform insignia cannot be matched.

I have to say that opening an account with Small Business Bank was the easiest thing I’ve ever done.  The staff at Small Business Bank are kind, patient and great communicators. I’m really glad I opened my account with Small Business Bank the best decision I’ve ever made.. Thank you Small Business Bank ….Palma Rasmussen, P & K Graphics Owner

At SBB, we're thrilled to have a business like P&K Graphics as our customer! Visit her website at: http://www.pandkgraphicsonline.com/

Learn how YOUR business can be featured on our blog and promoted for FREE via our social media platforms/website by calling John at 1-855-856-0233, Ext. 114 today!

For more information about our simple and value-based micro business banking products/services visit www.smallbusinessbank.com.

Listed as one of the Top 10 Free Checking Accounts by GoBankingRates.com.

 



The Microbusiness Difference--A Closer Look!

A Division of Gardner Bank

www.smallbusinessbank.com

When it comes to the U.S. economy, size matters. Whether it's Big Business, Big Oil, or Big Banks, scale of operation is clearly a big deal.

As daily media coverage shows, it is the nation's major undertakings and enterprises that occupy the attentions of Washington and Wall Street. For all intents and purposes, it's the performance of the Fortune 500 companies that serves as a barometer for the rest of the economy and tells the rest of us how well or how poorly we are doing.

However, this focus on scale fails to take into account other parts of the economy, such as microbusinesses, which represent 92 percent of all U.S. businesses.

While, by definition, these businesses are small in scale, in the aggregate they are much more significant than most people realize. What's more, they have the potential to be even bigger and to provide the growth and jobs our economy so desperately needs.

It's time to give microbusinesses a closer look.

In 2011, microbusinesses directly accounted for approximately 26 million jobs in the economy. That's more than the total number of individuals employed in the government sector at the local, state and federal levels and more than twice as many who work in the Manufacturing. It is also more than total numbers in the Trade, Transportation and Utilities sector.

In our next two blog pieces--we'll talk about the various ways microbusinesses impact employment in our country.

 

 (The above from the Association For Enterprise Opportunity--The voice of Microbusiness).

Learn how YOUR business can be featured on our blog and promoted for FREE via our social media platforms/website at jverlin@gardnerbank.com .

For more information about our simple and value-based micro business banking products/services visit www.smallbusinessbank.com.

Listed as one of the Top 10 Free Checking Accounts by GoBankingRates.com.

 

America's New Entrepreneur--Center Cut Doughnuts

 

 

A Division of Gardner Bank

www.smallbusinessbank.com

 

MICROBUSINESS FACTS: For newcomers, with no previous business experience and less than four years in operation, to full-timers with $50,000+ in sales and receipts--micro business owners are committed to succeeding in business. (Association for Enterprise Opportunity--The Voice of Microbusiness).

 

 

My name is Josh Kowitz.  My company that I started in early 2015 is Center Cut Doughnuts.  We are a small doughnut operation that is featured at the Hampden Farmers’ Market, a neighborhood in Baltimore, Maryland.  We create gourmet, forward-thinking doughnuts such as Brown Butter, Key Lime Pie, Lavender, & Oreo Cheesecake to name a few.  I got the idea of starting a doughnut business in Baltimore from travelling for work, and my love of doughnuts. 

 

 I would go to major cities across the country and seek out the local doughnut shops to see what they offered.  I thought my hometown, being as quirky as it is, needed a place like that.  So I took some time to perfect my yeast-raised dough until I had a consistent product, which ended up being amazing.  My co-workers told me that I could sell the doughnuts and I did.

The Farmers’ Market has been a huge success, being lauded in local publications, which I could’ve never imagined.  Every one of my customers is asking when a brick-and-mortar shop will open, and I am working towards that goal, hopefully, by the end of the year. 

My advice for any small business owners, or people looking to start one, is to not be deterred.  I had many doubters along the way, saying I had no restaurant/baking experience, but you can do things your way and make it work!  And don’t be afraid to crack some eggs.  You have to make a mess to create something beautiful and I think I have something beautiful on my hands.  Just keep pushing! 

 

At SBB--we salute Josh's courage and determination to begin his own business.

 

Learn how YOUR business can be featured on our blog and promoted for FREE via our social media platforms/website by calling John at 1-855-856-0233, Ext. 114 today! 

 

For more information about our products and services for micro business owners, visit www.smallbusinessbank.com.

 



America's Game-Changer--The Micro Business

 

www.smallbusinessbank.com
A Division of Gardner Bank

By John V.

From the work at home stylist to the IT professional doing and contracting support or programming side business--a new category of income-producing businesses are changing the face of the American economy--the micro business.

Employing from 1-5 people, including the owner, chief manager and operator, micro businesses have the potential to change the dynamics of income, wealth creation and quality of life in this country like no other business factor we have seen in decades.

With individual business owners earning $5000, $15,000 or more each year in addition to their current job incomes--these micro business owners are paving the way for realizing their American dream on the heels of a brutal recession in 2009.

Micro business growth also affects the nation's employment picture as well, and according to the American Enterprise Institute--if each of the 92% micro business owners in America hired just one person--we'd be at full employment in this country.

That's a big impact--bigger than you may think in terms of economic impact in the country.

More consumers, more taxpayers, more satisfied citizens--all a part of their piece of the American Dream--owning their own business!

At www.smallbusinessbank.com, we salute these fearless business owners (one reason we created a free business checking account and other services for them for their mobile devices) and hope our customer profiles in this blog will encourage and educate you as you build your business.

Learn how YOUR business can be featured on our blog and promoted for FREE via our social media platforms/website by calling John at 1-855-856-0233, Ext. 114 today!

Learn more about all of our services for small business owners at www.smallbusinessbank.com today.